Within tightly competition among Information System Developers in Indonesia and many more around South East Asia, Aryajaya Formasi always research and develop new system for our customers to achieve their goal in smart and efficient ways.

True to our Slogan ONE STEP AHEAD, we were the first Information Technology Enabler to

• Develop Mobile Banking System via GPRS in Indonesia
  Yes, we are the first. Internet Banking, Phone Banking , SMS Banking and WAP Banking Technology are away behind us
• Giving zero investment for our Customers
  You do not have to pay any cost for our products and it include hardware, we provide all. Sound weird but that’s true, ABSOLUTELY FREE. We share gain from your customer charges, so you have nothing to lose.
• We also develop other innovation mobile applications with J2ME programming and GPRS connection for our customers at any field.

Mobile Banking has been and will be an essential element in Banking Industry.  Personal and Business Transaction everywhere and everytime become a reality worldwide. Our Vision is to be an Asia Pacific market leader in Mobile Banking Services.

• Optimizing stakeholder value by understand customer’s needs on Mobile Banking System and fulfill them exceed their expectation.
• Develop and create new ideas, concept and methodology on Mobile Banking Services for the benefits of customers.
• Collaborate with partners and channel to meet market demand.

• Quality Management System for Software Developing based on ISO 9001:2008 and 9000-3:2004
• Financial Transaction Card Originated Messages based on ISO 8583
• Achieve Service Level Agreement on Customer Expectation minimum 99.5%
• Project Target minimum 95% on time schedule
• Major Application Error is zero
• 24/7 Support Handling